Health & Dental Insurance

It's designed to cover medical expenses not covered by OHIP

Residents of Ontario are covered by one of the best health care systems in the world. However, there are many expenses not covered by OHIP that can place a huge financial burden on an individual or family. Things like semi-private hospital accommodation, dental, eyeglasses and prescription drugs, to name a few. Without health coverage, these costs can in many cases be overwhelming.

It's cost-effective if you're not covered under a company-sponsored health plan

Blue Choice is an excellent way to avoid the high cost of things like vision care, registered specialists and therapists, and emergency medical care. For entrepreneurs, small business owners, retirees, seasonal and part-time workers, and others not covered under company-sponsored health plans, the financial security Blue Choice can provide at a low cost is invaluable.

You'll feel secure with our comprehensive benefit plans and the flexibility to add options

Whether you choose Core Health Benefits, Hospital Coverage — or both—you're covered for a wide range of health expenses. Core Health Benefits include coverage for hearing aids, accidental dental, nursing care, emergency out-of-province travel insurance, and more, and Hospital Coverage provides up to $175 per day for hospital accommodation, up to 90 days per year. For additional protection, you can customize your Blue Choice Health Care Plan by adding important options like Prescription Drugs, Dental.

Options can be added at any time, as your needs change

Due to changes in jobs, company health plans, or other circumstances, you may lose health benefits you previously held, or require additional coverage. To ensure your protection, you may easily apply to add the necessary options to your Blue Choice Health Care Plan at any time.

Dependents may be covered under your plan

Your dependents are covered: up to age 25 if they're in full-time attendance at an accredited institution, college or university; or to age 21 if they're unmarried, unemployed, and living at home.

Coverage may be a| tax advantage to you

The premiums in this plan are eligible medical expenses under the Canadian Federal Income Tax Act and may create a tax credit for you. If you are self-employed, you may now be able to deduct your health coverage premiums from your annual income.
   
To know more about the program give us a call at 416-283-8899 and one of our friendly customer service representatives will put you in contact with a authorized representative.